The issue of access to capital for women entrepreneurs took centre stage at the 3rd Women in Business Dialogue held in Kumasi, as stakeholders in the private sector, finance, and development space called for stronger interventions to close financing gaps affecting women-led enterprises.
The forum brought together business leaders, policymakers, financial institutions, and women entrepreneurs to discuss persistent challenges limiting women’s participation and growth in Ghana’s business ecosystem, with a particular focus on access to affordable credit, investment opportunities, and financial inclusion.
Speakers at the event noted that although women continue to play a critical role in small and medium-scale enterprises across the country, many still struggle to secure funding due to collateral requirements, limited financial literacy, and structural barriers within the formal banking system.
They stressed that improving access to capital is essential not only for empowering women economically but also for driving broader national development, job creation, and innovation.
Financial sector representatives at the dialogue highlighted ongoing initiatives aimed at expanding credit access, including tailored loan products for women entrepreneurs, digital lending platforms, and partnerships with development finance institutions.
Participants also called for increased financial education programmes to equip women with the skills needed to prepare bankable business proposals and manage credit effectively.
The event, held in Kumasi, concluded with a consensus that coordinated efforts between government, financial institutions, and the private sector are needed to ensure that women in business are not left behind in Ghana’s economic transformation agenda.
